Financing Options

Brain Capital financing

Brain Capital financing is an innovative way to pay for your studies at KLU. In this plan, the KLU tuition fund may carry up to 100% of the cost of tuition for the program. You can pursue your degree without having to pay tuition that exceeds your financial resources. In return, you will commit yourself to make income-dependent payments after graduation. Please indicate your interest in this financing plan during the admission process.

You can only apply to the financing plan once KLU has accepted you into a degree program. A positive decision on the application depends on various factors. In any case, the number of applications received and a regional quota is considered. Indicate the amount you need to cover the all or part of your tuition, but keep in mind that the plan may not fully cover your tuition. 

For in-depth questions about how Brain Capital financing works, contact Mr. Gordon.Kirstaetter@braincapital.de.

Brain Capital Application Form

Scholarships

DAAD Scholarship Database

The DAAD's extensive scholarship database for foreign students, graduates, and academics offers you a wide range of tips and information on successfully applying for a scholarship for a degree program or research assignment in Germany. You can filter your search by country of origin, subject, and your current status.

Other scholarship databases

 

Gifted Education Scholarships

The Federal Ministry of Education and Research (BMBF) supports 13 institutions for gifted education that give scholarships to young people whose talent and personality indicate that they will be outstanding at university and in their professions, and take on social responsibility as well.

Loans

The German federal government and KFW banking group, a German government-owned development bank, offer the following loan to Germans and EU citizens. Non-EU candidates are eligible only if they have a certificate of graduation from a German secondary school and permanent resident status in Germany.

Federal Training Assistance Act (BAföG) 

German federal government loan program: The loan program provides you with state funding to pursue education and training. You receive 50 percent of BAföG aid as a state grant and 50 percent as an interest-free loan. Your eligibility is dependent on your parent’s income. Read more about the Federal Training Assistance Act (in German).

KfW Student Loan (KWF Studienkredit)

KfW banking group loan program: The KfW student loan supports you with €100 - €650 per month while you pursue your degree. It does not require collateral and is not based on income or assets. Read more about the KFW student loan.

Education loan (Bildungskredit)

German federal government in conjunction with KfW banking group loan program: The education loan supports you with monthly installments of up to €300 for a maximum of 2 years (maximum loan amount €7,200). Read more about the education loan.