Student Services

Financing & Tuition

Tuition fees and financial support

Student Services offers information & advice relating to fees and funding.
Tuition fees cover the cost of your registration, teaching, assessment and operating university facilities such as the library, IT equipment and other support services. Fees can vary between different programs, so ensure you check this before applying. When you accept the offer of a place in a program you are accepting responsibility for the payment of your tuition fees. This applies even if you are being sponsored and your sponsor fails to pay.

What you get for your tuition

Students at KLU can enjoy instruction in small groups, high-student teacher ratio, easy access to important contacts, modern infrastructure and a comprehensive range of services. The internationality of our students, lecturers and professors, and of our course content, ensures our program enhances your knowledge of the globalized business world in a concentrated and efficient way. Thanks to study and practical work abroad, you will also gain deep, hands-on insights into cultures and business paradigms that cannot be taught in the classroom.

What it costs to study in Hamburg, Germany

Students of the full-time programs should budget around 11,650 € per year of study (excl. travel expenses). An amount of at least 8,640 € per year (soon 8,820 €) has to be deposited or proven when applying for a student visa at German embassies or consulates.
Estimated expenses for a single person per year in Euro:

Health insurance

(if you are ≥ 30 years)

1,080 €

(2,400 €)

Liability insurance      60 €
Housing / accommodation 4,800 €
Food, clothing, misc. 4,800 €
Textbooks (recommended)    800 €
Residence permit     110 € (extension 80 €)

Total (per year)


11,650 €

(12,970 €)

Students’ requirements may vary significantly depending on choice of housing, living or travel expenses. For further information check also the website by the German Academic Exchange Service (DAAD).

Financing your studies

Brain Capital is a new, innovative tuition financing concept. Students participating in these models do not or only partially pay tuition fees during their studies at KLU. However, they commit themselves to make income-dependent payments upon completion of their studies. The total amount of payments is linked to the income earned. The model is based on a solidarity principle: Students with higher income repay more than students with lower income. There are limits for maximum annual and maximum total payments (about twice the tuition fee amount adjusted for inflation).

If you wish to finance your tuition fees at KLU partly or wholly via the Brain Capital scheme, please fill in the Brain Capital application form and send it to Indicate the amount that is necessary to cover part of the tuition fees. Please keep in mind that the scheme may not allow a full coverage of your tuition. Applications for Brain Capital are only accepted before commencement of studies.

The selection committee meets at the beginning of every month deciding on all applications received until the last date of the previous month. A positive decision on the application depends on various factors. In any case the number of applications received as well as a regional quota is considered.


For in-depth questions about how the Brain Capital scheme works you can contact
Mr. Gordon Kirstaetter, Tel: +49 (0) 261 4509 34952 - Fax: +49 (0) 261/4509 3499

For any question about the Brain Capital selection procedure you are welcome to contact
Ms. Martina Heinrich, +49 (0) 40 – 328 707 – 161 or Ms. Jana Gruber +49 (0) 40 – 328 707 – 163 -

KLU offers a limited number of scholarships. Candidates are chosen on the basis of academic achievement and distinctive personal accomplishment. Please find more information on KLU scholarships within the respective program you are interested in.

DAAD Scholarship Database

The DAAD's extensive scholarship database for foreign students, graduates, and academics offers you a wide range of tips and information on successfully applying for a scholarship for a degree program or research assignment in Germany. You can filter your search by country of origin, subject, and your current status.

Other scholarship databases


Gifted Education Scholarships

The Federal Ministry of Education and Research (BMBF) supports 13 institutions for gifted education that give scholarships to young people whose talent and personality indicate that they will be outstanding at university and in their professions, and take on social responsibility as well.

There are different loan schemes to finance the cost of living. These primarily target German and EU nationals. Candidates of other nationalities are only eligible if they have a German baccalaureate (Abitur) and permanent residence status in Germany. 

The German federal government and KFW banking group, a German government-owned development bank, offer the following loan to Germans and EU citizens. Non-EU candidates are eligible only if they have a certificate of graduation from a German secondary school and permanent resident status in Germany.

KfW Student Loan (KWF Studienkredit)

KfW banking group loan program: The KfW student loan supports you with €100 - €650 per month while you pursue your degree. It does not require collateral and is not based on income or assets. Read more about the KFW student loan.

Federal Training Assistance Act (BAföG) 

German federal government loan program: The loan program provides you with state funding to pursue education and training. You receive 50 percent of BAföG aid as a state grant and 50 percent as an interest-free loan. Your eligibility is dependent on your parent’s income. Read more about the Federal Training Assistance Act (in German).

Education loan (Bildungskredit)

German federal government in conjunction with KfW banking group loan program for students in advanced stages of their education: The education loan supports you with monthly installments of up to €300 for a maximum of 2 years (maximum loan amount €7,200). Read more about the education loan.

Opening a German bank account

International students who are planning on staying longer than a couple of weeks in Germany should open a current account here. They are usually free of charge for students. Please find more information on the website by the German Academic Exchange Services (DAAD).


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Martina Heinrich

Head of Student Services & Admissions

Tel: +49 40 328707-161
Fax: +49 40 328707-109